Digital lending app audit under RBI digital lending directions

DIGITAL LENDING APP AUDIT

Digital lending app audit for RBI compliance

We check your lending app and partners against RBI's digital lending rules and test their security.

RBI Digital Lending Directions
Data & permissions
App security testing
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What is a digital lending app audit?

A digital lending app audit checks whether a lending app and its lending service providers follow RBI's Digital Lending Directions. It reviews data collected with consent, app permissions, storage of data in India, disclosures, partner arrangements and grievance handling, and tests the app and APIs for security weaknesses.

RBI Digital Lending Directions
Data & permissions
App security testing
Cyber Operations Telemetry

RBI watches digital lending closely.

We help regulated lenders and LSPs prove their apps follow the rules and are secure.

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What we cover

Data collection and consent

App permissions

Data storage in India

Disclosures and key fact statement

App, API and partner security

Cyber Operations Telemetry

How it works

01

Scope

App, partners and flows.

02

Review

Against RBI directions.

03

Test

Mobile app and API security.

04

Report

Gaps and fixes.

05

Close

Re-check and evidence.

Cyber Operations Telemetry

What you get

✓
Compliance gap report
✓
Mobile app and API test report
✓
Data flow and permission review
✓
Remediation plan
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Who needs it?

✓

Banks and NBFCs lending digitally

✓

Lending service providers (LSPs)

✓

Fintech lending platforms

✓

Co-lending partners

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Why HostX

Rules + security

Compliance and pentest in one.

Mobile expertise

Android and iOS testing.

BFSI focus

RBI audit experience.

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Cyber Operations Telemetry

Frequently asked questions

RBI-regulated lenders and the lending service providers and apps they work with.
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Make your lending app compliant and secure.