RBI · IS AUDIT & CYBER SECURITY
RBI cyber security and IS audits for banks and NBFCs
Independent IS audits, VAPT and cyber security assessments aligned to RBI's directions, with the SOC and evidence to back them up.
What is an RBI cyber security audit?
An RBI cyber security audit checks whether a bank, NBFC or other RBI-regulated entity meets the Reserve Bank of India's requirements for IT governance, information security and cyber resilience, including the Master Direction on IT Governance, Risk, Controls and Assurance Practices (2023) and the Cyber Security Framework for banks.
RBI expects more than a checklist.
RBI's 2023 IT governance directions ask regulated entities to show board-level oversight, a functioning SOC, vulnerability management, BCP/DR and vendor risk control. HostX audits all of it and provides the operational evidence, so your report reflects how you actually run.
Audit mapped clause-by-clause to RBI directions
VAPT and SOC evidence from the same team
Clear closure plan for every observation
What our RBI audit covers
IT governance
IT Strategy Committee, IT Steering Committee and policies.
Information security
Access control, data protection and CISO function.
Vulnerability management
VAPT of critical systems and patch management.
Security operations
SOC monitoring, incident response and reporting.
BCP & DR
Business continuity and disaster recovery testing.
Outsourcing & vendors
IT outsourcing and third-party risk.
How an RBI audit runs
Scoping
Entity type, applicable directions and systems.
Document review
Policies, committee minutes and registers.
Technical testing
VAPT, configuration and access reviews.
Interviews & walkthroughs
IT, security and business teams.
Report
Observations rated by risk, mapped to RBI clauses.
Closure tracking
Follow-up until observations are closed.
RBI requirements at a glance
| Item | Detail |
|---|---|
| Key direction | Master Direction on IT Governance, Risk, Controls and Assurance Practices (issued 7 Nov 2023, effective 1 Apr 2024) |
| Also relevant | Cyber Security Framework in Banks (2016); Master Direction on Outsourcing of IT Services (2023); Master Direction on Digital Payment Security Controls (2021) |
| Applies to | Banks, NBFCs (excluding base layer and core investment companies), credit information companies and all-India financial institutions, per the direction's scope |
| Incident reporting | To RBI and other authorities within the timelines they set |
| Audit frequency | Periodic, risk-based IS audit as set by your board-approved audit policy |
What you get
Who needs RBI Audit?
Scheduled commercial and co-operative banks
NBFCs in the middle, upper and top layers
Payment system operators and fintechs regulated by RBI
Technology vendors serving regulated entities
Why teams choose HostX for RBI Audit
Regulator-aware
Auditors who know RBI's expectations.
Evidence, not opinions
VAPT and SOC data behind every finding.
Closure-focused
We help you close, not just report.
One partner
Audit, VAPT, SOC and vCISO together.
Related services
Frequently asked questions
Face your next RBI inspection with confidence.
Book a consultation for an RBI readiness check.